enthalpy

enthalpy

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The truth shall set you free, but first it's going to piss you off

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Sunday, June 20, 2010

Posted 6/20/2010 01:10:00 PM by Douglas

Even after almost TRILLION dollars of bailout money, banks are still in trouble, and their next step to solvency is taking away free checking.

Banks incur an expense of between $250 and $300 a year to maintain each of the roughly 200 million checking accounts, the paper said citing industry estimates.

Bank of America may lose more revenue than most other big banks because it is in the process of dismantling its checking-overdraft program in the face of new restrictions.

So they can't charge stupid NSF fees anymore, so they're going to dump their "free checking" accounts? What if I just promised to bounce one check a month? That's what they really want.

But, as I noted earlier, all it will take is one bank that's going to be happy with getting the float off your direct deposit to offer you a free account.

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